Is term ‘a legitimate bank’ an oxymoron?

I consider banks as the institutions who lie to us all the time. However these lies are not ones visible at the first sight but rather ones hidden deeply, like in the documents we are asked to sign, which are written in a very formal and not understandable manner.

I hate these situations when after signing the documents in a bank I check my bank account to find out I misread something and they “robbed” me out of my money. It is interesting to point out that I have never experienced a situation when bank gave me a bonus I didn’t expect. It is always the case they took as much as I have expected or more. The “more” being the more probable case.

Although I am used to banks not telling us the whole story about interest rates, mortgage costs, money transfer fees and so on, this time I found the polish Alior Bank TV ad to lie in a bit different way:

This ad tells us that with the Alior Bank card you can take your money from all the cashpoints in the world free of charge. First it shows Krakow’s main square and Floriańska street corner where someone takes money from a cashpoint. The problem is this cashpoint does not exist! I have never seen it there before so I deliberately took a walk to that place to find out a bare wall instead of a cashpoint. Computer generated scenes are popular these days to the extent they drive the reality…

In the subsequent scene there is another cashpoint presented near the Eiffel Tower in Paris. As I will be there this year I will take another walk to find out whether that one is real or fake!

I hope for a bank which doesn’t lie to me. I don’t know if I ever found one, but I will keep searching.

PS) Thanks goes to Hubert Gajewski who told me “post it on your blog” once he heard the story.

UPDATE) We were in Paris in September and didn’t find the cashpoint. Lame, Alior, very lame.